OpenWatch
OpenWatch for Insurance

Underwrite Nigerian risk on real ground truth, not assumptions.

Incident frequency and severity by region for pricing your policies, plus location-level verification for claims, built on local Nigerian ground truth and delivered by map or API.

The problem
01

Pricing Nigerian risk means leaning on stale, national-level numbers when the real exposure is intensely local and shifts by the month.

02

Claims teams have no independent way to confirm whether an incident really happened where and when a policyholder says it did.

03

Global risk data is thin on the street-level Nigerian detail you need to model frequency and severity with any confidence.

Claims frequency and severity by state

Incidents (90 days)
855
High severity
704
Worst state
Plateau

Aggregated from live incident data. Updated hourly.

How OpenWatch helps

Frequency & severity by region

Pull incident counts and severity for any state, city, or corridor you write, and price exposure on what is actually happening on the ground there.

Verify claims against the record

Check any claim location and date against an independent, time-stamped incident history, and flag the ones that do not line up before you pay out.

Monitor your book by API

Watch the regions and assets your policies concentrate in, and pull the incident feed straight into your pricing and exposure models via the API.

Price the risk you actually carry.

Open the live map to see the incident record by region, or explore the API to wire it into your models. No sales call required.